Terms of Service

Last Updated: May 22, 2026

IMPORTANT — NOT INVESTMENT ADVICE: ResearchKar provides financial data and AI-generated analysis for informational and educational purposes only. Nothing on this platform constitutes investment advice, a recommendation, or a solicitation to buy or sell any security. All investment decisions are made solely at your own risk.

1. Acceptance of Terms

By accessing or using ResearchKar at https://researchkar.com ("the Platform", "we", "us", or "our"), you confirm that you have read, understood, and agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. If you do not agree, please do not use the Platform.

If you are using the Platform on behalf of an organisation, you represent that you have authority to bind that organisation to these Terms.

2. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to create an account. By registering, you represent that you meet this requirement. We reserve the right to terminate accounts found to belong to minors.

3. Services Provided

ResearchKar provides:

We reserve the right to modify, suspend, or discontinue any feature or the entire Platform at any time, with or without notice. We are not liable to you or any third party for any such modification, suspension, or discontinuation.

4. User Accounts

4.1 Registration

You may register using an email and password or via Google OAuth. You agree to provide accurate, current, and complete information and to keep it updated.

4.2 Account Security

You are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. Notify us immediately at support@researchkar.com if you suspect unauthorised access.

4.3 Account Termination

You may delete your account at any time by contacting us. We may suspend or terminate your account if you violate these Terms, engage in fraudulent activity, or where required by law.

5. Investment Disclaimer

5.1 Not Investment Advice

All content on ResearchKar — including data, AI summaries, ratios, screener results, and news — is provided for informational and educational purposes only. It does not constitute:

ResearchKar is not registered as an Investment Adviser with SEBI, the SEC, or any other regulatory authority.

5.2 Risk Warning

Investing in securities involves significant risk, including the possible loss of your entire principal. Past performance shown on this Platform does not guarantee or predict future results. You should consult a qualified, registered financial advisor before making any investment decision.

5.3 AI-Generated Content

AI-generated summaries and analysis are produced by large language models and may contain errors, omissions, or outdated information. They should not be relied upon as the sole basis for any financial decision. Always verify data from official exchange sources before acting on it.

6. Data Accuracy and Disclaimer

6.1 Source of Data

Data on the Platform is sourced from public exchanges, regulatory filings, and third-party data providers. We do not independently verify all data.

6.2 No Warranties on Data

We make no representations or warranties — express or implied — regarding:

Market data may be delayed. Real-time data is not provided. Do not rely on Platform data for time-sensitive trading decisions.

7. Acceptable Use

You agree not to:

We reserve the right to suspend or terminate access for any violation of this section, and to report illegal activity to relevant authorities.

8. Intellectual Property

All Platform content — including text, software, AI-generated summaries, graphics, logos, and the selection and arrangement of data — is owned by ResearchKar or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access the Platform for personal, non-commercial use. You may not copy, modify, distribute, or create derivative works without our express written consent.

Publicly available financial data sourced from exchanges and regulatory filings remains the property of the respective exchanges and authorities.

9. Privacy and Data Protection

Our collection and use of personal data is governed by our Privacy Policy, which is incorporated into these Terms by reference. We comply with the Digital Personal Data Protection Act, 2023 (India), GDPR (EU/EEA), and applicable US privacy laws including CCPA.

10. Third-Party Services and Links

The Platform uses third-party services including Google Analytics, Google OAuth, Reddit Ads, and Meta Ads. It may also link to external websites. We are not responsible for the content, privacy practices, or accuracy of any third-party service or site. Your use of third-party services is governed by their respective terms.

11. Limitation of Liability

11.1 Disclaimer of Warranties

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT, TO THE FULLEST EXTENT PERMITTED BY LAW.

11.2 Exclusion of Consequential Damages

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, RESEARCHKAR SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE PLATFORM, INCLUDING INVESTMENT LOSSES, LOSS OF PROFITS, LOSS OF DATA, OR BUSINESS INTERRUPTION, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

11.3 Cap on Liability

OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ANY CLAIM ARISING UNDER THESE TERMS SHALL NOT EXCEED THE GREATER OF (A) INR 1,000 (ONE THOUSAND INDIAN RUPEES) OR USD 12 (TWELVE US DOLLARS), OR (B) THE AMOUNT YOU PAID US IN THE TWELVE MONTHS PRECEDING THE CLAIM, IF ANY.

11.4 Jurisdictional Limitations

Some jurisdictions do not allow the exclusion of certain warranties or the limitation of liability for consequential damages. In such jurisdictions, our liability is limited to the fullest extent permitted by law.

12. Indemnification

You agree to indemnify, defend, and hold harmless ResearchKar and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising out of: (a) your use of the Platform; (b) your violation of these Terms; (c) your violation of any applicable law or third-party rights; or (d) any investment decision you make based on Platform content.

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms are governed by and construed in accordance with the laws of India, without regard to its conflict-of-law provisions.

13.2 Dispute Resolution

Any dispute arising from or relating to these Terms or the Platform shall first be attempted to be resolved through good-faith negotiation. If not resolved within 30 days, the dispute shall be submitted to binding arbitration under the Arbitration and Conciliation Act, 1996 (India), with the seat of arbitration in Bengaluru, Karnataka. The language of arbitration shall be English.

13.3 Users Outside India

If you access the Platform from outside India, you do so at your own initiative and are responsible for compliance with your local laws. Nothing in these Terms limits your statutory rights under the consumer protection laws of your country of residence.

13.4 Class Action Waiver

To the extent permitted by applicable law, you waive any right to bring or participate in any class action, collective, or representative proceeding against ResearchKar.

14. Severability and Waiver

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions continue in full force and effect. Our failure to enforce any right or provision is not a waiver of that right or provision.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and ResearchKar with respect to the Platform and supersede all prior agreements and understandings.

16. Changes to These Terms

We may update these Terms at any time. We will notify you of material changes by updating the "Last Updated" date and, where required by law, by email or in-app notice. Your continued use of the Platform after the effective date of any changes constitutes your acceptance of the revised Terms.

17. Contact

For questions about these Terms, please contact us at:

Email: support@researchkar.com
Website: https://researchkar.com/contact